Company Analysis: Lemonade

Lemonade (Ticker Symbol: LMND) is Manhattan headquatered public-benefit company in the insurance business and is disrupting the insurance business by being able to keep their adminstrative costs to minimal by using AI to evaluate the risk premium for the insurances and claims. They are currently operating in US and Germany. They have offices in NewContinue reading “Company Analysis: Lemonade”

Industry Analysis: Insurance

The insurance industry broadly consists of individual or companies who want to protect themselves against the risk of a negative outcome or insuring against loss by events like fire, accident, storm, hurricanes or theft by paying a risk premium to the Insurer, who guarantee a payment to the Policy Holder if the negative event occurs.Continue reading “Industry Analysis: Insurance”

Disruptive Innovation Platforms

Efficiency innovations almost always reduce the net number of jobs in an industry, allow the same amount of work (or more) to get done using fewer people. Empowering innovations create jobs for people who build, distribute, sell and service these products. Clayton Christensen1, Author of InnovatorĀ“s Dilemma The pandemic of 2020 has pushed most industriesContinue reading “Disruptive Innovation Platforms”